Matrixdock launches smart fixed investment services on-chain, defining new ways to hold gold

Singapore, May 19, 2025 — Matrixdock, the leading RWA tokenization platform in Asia under Matrixport, announced the official launch of on-chain XAUm Smart-Invest (smart investment). Against the backdrop of strong gold demand, XAUm Smart-Invest helps users gradually invest in gold tokens XAUm in an automatic and flexible way through smart contracts, thereby reducing timing risks and creating a smile curve for gold investment.

The on-chain XAUm Smart-Invest launched by Matrixdock is simple and easy to use. Users only need to visit the Matrixdock website to connect to the Web3 wallet and complete KYC verification to set the fixed investment quota, frequency and quickly realize on-chain fixed investment. Currently, XAUm Smart-Invest supports USDT, sUSDX, and Aave USDT fixed investment purchase funds, and more available assets will continue to be accessed in the future.

Eva Meng, head of Matrixdock, said, "As an ancient heritage asset, the value of hedging and investment value of gold is unquestionable. Although the gold token we launched has revolutionized the way of holding gold, in the current market environment, we have been thinking about how to make users more flexible, intelligent and low-cost holding of gold. With XAUm Smart-Invest, investors do not need to choose the timing, transition from humanized investment to smart code investment, reducing the investment risks brought by irrational decision-making. Through small and high-frequency automated fixed investment, gold holdings can be seamlessly established, and the cost can be evenly allocated while improving profitability."

Unlike traditional fixed investment methods, Smart-Invest provides higher capital efficiency and smarter gold allocation paths. XAUm Smart-Invest is especially suitable for the current environment with high macro uncertainty and high market volatility. Eva Meng added,

"The deep integration of AI and RWA is the development trend of RWA and an important infrastructure for future finance. Matrixdock is also constantly promoting the financialization and intelligence of on-chain investment. After launching the gold token XAUm, we created more on-chain usage scenarios for XAUm as soon as possible. Currently, XAUm can over-collateralize mainstream lending agreements such as Kinza Finance and Curve to improve capital utilization. At the same time, we are also committed to developing more simple and easy-to-use financial tools, and XAUm Smart-Invest is one of them. In the future, we will continue to investigate user needs and provide more useful products and services to the market."

With its high minting standards anchored by 99.99% LBMA gold, an audit mechanism comparable to traditional finance, and a storage vault registered by bank vaults, XAUm quickly became a core participant in the gold token track after its launch. Matrixdcok is also actively participating in the overall construction of the RWA industry and jointly promoting the standardization and professionalization of the gold token track. Recently, Matrixdock and TAC jointly released an in-depth report on gold token XAUm, focusing on the standardization of the development of gold tokens. Matrixdock will continue to join forces with the backbone of the industry in the future to accelerate the financialization of RWA assets while enhancing the market awareness of the RWA track and promote the large-scale popularization of RWA tokenization.

Note: The XAUm Smart-Invest service is not open to users in the United States, the Hong Kong Special Administrative Region, Singapore and other areas restricted by law. The relevant terms of use apply.

About Matrixdock

Matrixdock is Matrixport's leading real-world asset (RWA) tokenization platform, committed to providing users with investment channels for high-quality assets through advanced blockchain technology. As the first platform in Asia to launch a short-term U.S. Treasury token product (STBT), Matrixdock has rapidly emerged as an industry leader and won the 2023 TADS Ecosystem Excellence Award for its innovation in trading and liquidity solutions.

In 2024, Matrixdock launched XAUm - a gold tokenization fully supported by 99.99% pure physical gold. The product provides investors with a trusted and transparent digital asset option, anchored in London Gold and Silver Market Association (LBMA) certified gold and has been fully connected to the decentralized financial ecosystem (DeFi). Its gold reserves are securely stored in Brink and Malca-Amit in Singapore and Hong Kong's high security, fully insured vaults, and support physical redemption options.

Matrixdock is committed to becoming a gateway for users to enter the high-quality real-world asset investment market, focusing on building a trustworthy, safe and compliant RWA ecosystem. The platform continues to promote the upgrading of trust and governance standards in the digital asset field, providing investors with diversified asset allocation opportunities.