AI meets RWA, how can on-chain real estate Propy create an efficient de-intermediary model under the trend of artificial intelligence?

Author: Weilin, PANews

Real-world Assets (RWA) tokenization is one of the fastest growing tracks in this round of crypto cycle. According to data from rwa.xyz, as of March 10, the on-chain asset value of real-world assets reached US$17.925 billion, a significant increase in the past year compared with US$9.162 billion in the same period last year, an increase of 95.64%.

RWA is bringing more possibilities to the crypto world, and at the same time, artificial intelligence and RWA are also organically combining. For example, the blockchain-based real estate RWA project Propy effectively increases profit margin to 40% by adopting AI technology, achieving 7x24 hours of online property rights transaction operation, bringing high efficiency, transparency and security unique to the crypto world.

Propy: AI empowers real estate transactions and creates an efficient de-intermediation model

RWA real estate leading project Propy supports real estate assets on the chain, smart contracts and real estate tokenization, real estate, real estate transactions, and achieve the convenience and security of cross-border real estate transactions. Propy has three core products, namely Propy real estate trading platform , Propy property rights and custody services , and PropyKeys . Propy is committed to innovating the traditional real estate industry with blockchain technology to solve the pain points of excessive mediation, slow processes, and possible fraud in transactions.

Among them, PropyKeys is based on the Ethereum Layer 2 network Base to realize the tokenization of real estate. In March last year, PropyKeys was officially opened to the public. Users can use the PropyKeys app to cast and store on-chain addresses corresponding to physical property and property certificates. PropyKeys has now officially exceeded 300,000 casting addresses worldwide.

Propy uses artificial intelligence technology, becoming a typical case worth paying attention to when combining AI and blockchain technologies. Real estate professionals can now say goodbye to time-consuming manual data entry, reaching deals easily, saving valuable time and effort.

To provide state-of-the-art tools, the Propy platform creates a transaction timeline to help agents, sellers and buyers understand the timing of each transaction. Managing a transaction timeline is a breeze with Propy AI, a tool that automatically reads home purchase agreements, generates transaction trackers for users, and initiates settlement processes.

It also intelligently adds deadlines to every link of the transaction, guiding all parties involved in understanding when to pay the first and second deposits, when to complete loan approvals, etc. - everything is done instantly. Saying goodbye to the tedious paperwork and endless information communication, real estate transactions have become more efficient and convenient.

Recently, Propy also launched the online marketing campaign Own Your Tomorrow, where investors and users can win different amounts of PRO tokens by sharing promotional videos, registering and inviting friends, and recommending friends to use Crypto Escrow. Users can learn more here .

As the leader of the real estate RWA track, Propy continues to promote the implementation of innovative concepts. In January this year, Propy launched a new loan product to support mortgage crypto assets to purchase Hawaiian apartments. The apartment starts at 250,000 USDC, and as an on-chain RWA asset, buyers can skip the traditional 30-day transaction process to enable almost instant transactions by paying for cryptocurrencies. On February 2, Propy announced the successful sale of the Hawaiian real estate asset -through multiple on-chain quotes, and finally completed the transaction through the first Bitcoin-backed loan. In October 2024, Propy also launched a cryptocurrency third-party custodial service based on the Coinbase Prime platform and services. These latest developments further provide high-quality services for real estate assets to be on the chain and fast, efficient and secure transactions, becoming the latest adoption scenario for the combination of RWA and AI.

AI+RWA trend rises, real estate track may become a key application field

From a broader perspective, Propy's RWA track is gradually becoming a new engine in the crypto market, releasing a steady stream of growth momentum. The core concept of RWA is to digitize various assets in the traditional financial market (such as bonds, real estate, stocks, artworks, private equity, etc.) and convert them into tokenized assets that can be traded, collateralized or borrowed on-chain through blockchain technology. This process not only enhances the liquidity of assets, but also reduces friction costs in traditional financial markets, such as long transaction liquidation time, high intermediary costs, and limited liquidity.

Now, a brand new RWA development trend is attracting more and more capital forces and market attention - the organic combination of artificial intelligence and RWA. It can involve the following aspects: AI-driven asset valuation, risk management and predictive analysis, the application of AI in smart contract automation, AI-driven liquidity optimization, AI-powered security and fraud detection, improving investor experience through personalization, and the application of AI in compliance and regulatory supervision, etc.

By observing the dynamics in the crypto market, it can be seen that in recent days, many RWA projects have integrated artificial intelligence technologies at a higher scale, although the combination of the two is still in its early stages. According to analysis by venture capital and digital asset fund Decasonic , while tokenization has long promised to improve liquidity and achieve decentralized access, the addition of AI has further accelerated the process of real-time optimization, risk assessment and automation, making RWA assets more dynamic and efficient.

The AI+RWA track is frequent, and the industry-exclusive RWA tokenization

trend is becoming increasingly obvious

In recent years, the AI+RWA market is developing in the direction of enhancing liquidity and improving efficiency. For example, Ondo Finance received $95 million in BlackRock BUIDL asset allocation in 2024 and began exploring AI-driven earnings optimizations to improve returns on its tokenized Treasury bonds.

AI is also utilizing huge data sets, including market trends, weather patterns, regulatory dynamics, etc., to improve the valuation accuracy of RWA assets. For example, MakerDAO's expanding RWA asset exposure may be using AI for profit analysis, and at the same time, the AI-driven real-time valuation model is also constantly optimizing the accuracy of asset pricing.

In addition, the industry-specific RWA tokenization trend is becoming increasingly obvious, and the general tokenization model is gradually giving way to industry-specific solutions. For example, Agrotoken tokenizes agricultural products such as soybeans on Algorand. At the same time, AI is also optimizing the revenue management of tokenized stablecoins, such as Superstate’s $USDM, whose assets are backed by Treasury bonds and provide a return of 5% APY.

Changes in the macro regulatory environment are expected to promote the deep integration of AI integration and RWA, and further accelerate this process. In the United States, the Trump administration supports digital assets and has issued crypto executive orders, involving the lifting of crypto banking business, the reform of SAB121 accounting rules, and even the establishment of US strategic Bitcoin reserves. BTC will be held as reserve assets. At the same time, the Trump administration has invested $500 billion in AI research and infrastructure construction to promote the development of a new generation of AI+ blockchain solutions.

In Asia, with the popularity of DeepSeek, artificial intelligence has once again ignited the enthusiasm of the technology market. The crypto industry is also expected to further achieve breakthroughs and growth with the help of cutting-edge technologies such as artificial intelligence.

With the rapid growth of asset value on the RWA chain and the deep integration of AI+RWA technologies, the real estate sector is becoming an area worthy of attention. As a pioneer in the track, Propy uses AI to optimize transaction processes, improve efficiency, and attract users to participate through innovative marketing activities. In the future, the combination of AI and blockchain may further accelerate the digital transformation of the real estate market and provide global investors with a more transparent, efficient and secure transaction experience.